Broad is All Risks on Buildings subject to policy exclusions, limitations and conditions and Named Perils on Contents.

Named Perils are: Fire & Lightning, Explosion, Smoke, Falling Object, Impact by Aircraft or Land Vehicle, Riot, Vandalism, Limited Water Damage, Windstorm or Hail,Transportation, Theft, Escape of fuel oil and Damage from artificially generated electrical current.

Comprehensive is All Risks on both Buildings and Contents subject to policy exclusions, limitations and conditions.

Do you have anything of value which is subject to a special limit or you feel should be specifically mentioned?

Property floaters are available for an additional premium to properly insure your valuables.

These include extra coverages for jewelry and watches, furs, cameras, musical instruments, firearms, silverware, stamp, sports cards and coin collections, hearing aids, bicycles and accessories, cellular phones, C.B.'s/pagers, portable radios, horses, garden tractors, wheelchairs, golf carts, satellite dishes, watercraft, sailboats, fine arts, tools, sports equipment, electronic data processing equipment, property pertaining to a business occupation and trade, dogs, eye glasses, contact lenses, food spoilage in a freezer, contents in a holiday camper or trailer.